Corbin Russell loan dead
Corbin Russell Loan Denied After Declared Dead - Nebraska high school senior Corbin Russell is set to graduate from Harvard High School and is preparing for college, but his plans for a college loan now face a major roadblock because he’s been declared dead.Getting a loan for college requires some basic
qualifications: Among them, being alive. So when Harvard, Neb., high school senior Corbin Russell applied to get a loan to go to this community college, he learned that he couldn't, because he was "dead" — or at least his Social Security number had been "flagged" as belonging to a dead man.
A simple trip to the bank to get a car loan had turned Corbin’s world upside down.
“I was shocked. I really couldn’t believe it because I had been getting a bunch of tax returns back from when I was working,” Corbin Russell said.
His Social Security number came back flagged.
“After they ran a credit check score, it came back with a couple alerts,” said Corbin Russell.
Corbin’s Social Security number had been used in a death benefit claim for a man in South Carolina who died in January of 2010.
“Without my social security number credit being correct, right now they have it red flagged. Without it being correct I can’t get a loan because I’m deceased,” said Corbin.
“How could anybody have death benefits on a senior in high school?” said Corbin’s mother Monica Russell.
Now the problem has gone beyond just that car loan.
College scholarship applications have been rejected because of the flagged credit report and he can’t get student loans without a valid Social Security number.
“My Social Security number – if someone just took a couple minutes of their time and said, hey, look, this Social Security number doesn’t match with this person, we need to fix this, everything could be fixed,” said Corbin Russell.
But that could take some time.
“In some cases, it’s taken two years and he can’t go to college until it’s fixed,” said Monica Russell.
Which has Corbin’s mom Monica worried about his future.
“The only thing that scares me is if he waits two years, will he still want to go?” Monica Russell said.
The family has been trying to get the issue fixed, talking with the Federal Trade Commission and the Social Security Administration in Seattle Washington, but so far, nothing.
“That’s all I do is cry on the phone because I can’t get nowhere,” said Monica Russell.
Corbin Russell will start college in September and with a price tag of nearly $40,000 and no way to get a loan.
“I really want to try and make it through it, but it may come down to the fact I have to wait a year or two before I can even go before they get it fixed,” said Corbin Russell.
The Social Security administration said Monday that in their records Corbin Russell in alive and well. The issue lies with the credit bureau. The three major credit companies say it can be fixed, but they need documentation to eradicate the situation.
The only problem is that it could take time and time is not on Corbin’s side when it comes to school.